NAMFISA & BIPA Registered • Fully Compliant

Fast Loans.
Real Trust.

Cash in hand when you need it most. Quick approvals, transparent 30% flat rate, 30-day terms — with the confidentiality you deserve.

0+
Clients Served
30%
Flat Interest
24h
Fast Approval
100%
Confidential
Quick Loan Summary
Loan AmountN$ 5,000
Interest (30%)N$ 1,500
Total RepayableN$ 6,500
Term30 Days
NAMFISA
Regulated
100%
Confidential
Fast Approvals
|
100% Confidential
|
Only 30% Interest
|
NAMFISA Registered
|
Friendly Service
Why Choose Us

Why PayStream?

We exist to bridge the gap between Namibians and the financial support they need — fast, fair, and with zero hidden surprises.

Fast Approval

No long queues, no unnecessary delays. Submit your application online and get a decision within 24 hours.

Friendly Service

Our team treats every client with respect and professionalism. We're here to help — not judge.

Full Confidentiality

Your personal and financial information is safe with us. Your privacy is our professional obligation.

30% Flat Interest

We charge only 30% flat interest on your loan — no compound interest, no hidden fees. What you see is what you pay.

Fully Registered

We are registered with NAMFISA and BIPA, meaning you're protected and dealing with a legitimate financial institution.

Apply Anywhere

Apply online from your phone or computer, 24/7. No need to visit an office — we handle everything digitally.

Simple Process

How It Works

Getting your loan is simple. Follow these four steps:

01

Submit Application

Fill in your details and upload your ID, payslip, and 3-month bank statement using our secure online form.

02

Assessment

Our team reviews your application and documents to assess your eligibility within 24 hours.

03

Approval & Agreement

Once approved, we present you with a loan agreement outlining all terms clearly and transparently.

04

Receive Your Cash

Funds are disbursed directly to you. Repayment is due within 30 days at 30% interest.

Loan Calculator

Calculate Your Loan

Use our calculator to see exactly what you'll pay — no surprises.

N$5,000
N$ 500N$ 30,000
30 Days (Fixed term — repayment due in 30 days)
30% Flat Rate (Applied once on principal)
Apply for This Amount
Loan Breakdown
Principal
N$ 5,000
Interest (30%)
N$ 1,500
Total Repayable
N$ 6,500
Loan AmountN$ 5,000
Interest AmountN$ 1,500
Loan Term30 Days
Due Date
Total to RepayN$ 6,500

This is an estimate. Final terms subject to approval and signed agreement.

What You Need

Loan Application Requirements

We keep it simple. Gather these three documents and you're ready to apply:

Certified Copy of ID

A certified copy of your Namibian national identity document.

Latest Payslip

Your most recent salary payslip from your employer.

3 Months Bank Statement

Official bank statement covering the last three months of transactions.

I'm Ready — Apply Now
ID Copy Certified
Payslip Latest
Bank Statement 3 Months
Ready to Apply
Start Today

Apply for a Loan

Complete the form below. We review all applications within 24 hours.

 Personal Information
 Employment & Financial Details
Min: N$500 — Max: N$30,000
 Required Documents (PDF, JPG, PNG — Max 5MB each)
Click or drag your ID copy here PDF, JPG or PNG • Max 5MB
Click or drag your payslip here PDF, JPG or PNG • Max 5MB
Click or drag your bank statement here (last 3 months) PDF, JPG or PNG • Max 5MB

Secured • All data encrypted • 100% Confidential

We Are Fully Registered

PayStream Financial Services operates under all required Namibian regulatory frameworks, ensuring your rights as a borrower are fully protected.

NAMFISA Namibia Financial Institutions Supervisory Authority
BIPA Business and Intellectual Property Authority
Get In Touch

Contact Us

Have questions before applying? Reach us on any of the channels below.

WhatsApp

Chat on WhatsApp +264 81 202 0705

Email

[email protected] We respond within 24 hours

Location

Windhoek Namibia Namibia
Apply via WhatsApp